Microfinance OS
The operating system
for microfinance.
From borrower onboarding to loan closure — Griffin is the field-ready operating system powering microfinance institutions of every scale.
From borrower onboarding to loan closure — Griffin is the field-ready operating system powering microfinance institutions of every scale.
Loan portfolios passed around as Excel files. One corrupted sheet wipes weeks of data — and there is no audit trail.
Existing LOS/LMS platforms are designed for large banks — expensive, rigid, and disconnected from how MFIs actually run.
Officers in low-connectivity areas are left with paper. Collections happen offline, and errors compound at scale.
The Product
Griffin covers the full lifecycle of a microfinance loan — from a field officer onboarding a client on a phone to an ops manager approving disbursements from headquarters.
The execution layer. Built for loan officers on the ground — fast, field-ready, and designed for the realities of last-mile lending.
"The officer on a bike running the entire business from a phone."
The control layer. For managers and operations teams who need to see everything, approve decisions, and keep the portfolio clean.
"The team in the office making sure money never leaks."
Core Philosophy
Not slogans printed on walls. Principles that shape every product decision we make.
Whether you run three branches or three hundred, Griffin scales with you. The same backbone, configured to your operations — from local cooperatives to large NBFCs.
Branch → Center → Borrower hierarchies. Group-based lending. Field collections. Patchy internet. Griffin understands how microfinance actually runs — not how textbooks describe it.
eKYC and mobile verification built in from day one. Compliance is non-negotiable, fraud kills these businesses, and we treat both with the seriousness they deserve.
Why Griffin
Most LOS/LMS platforms were designed for banks and retrofitted onto microfinance — expensive, rigid, and shaped for boardroom demos. Griffin was built for microfinance, at every scale.
The Real Goal
Onboard clients. Give loans. Collect money. Track risk. Griffin gives MFIs the infrastructure to run operations confidently — from the first branch to the thousandth.